For Everyone
According to Statistics Canada 2017 Survey on Disability, almost 1 in 5 Canadians of between the ages of 15 and 64 currently have a disability. Without adequate coverage, a disability can significantly impact a financial plan. We can build a risk management plan that can ensure that your plan remains in tact no matter what challenges arise.
For Families
A proper risk management strategy is key to ensuring that your family's financial future is protected. By having a risk management plan in place that addresses your loved ones' needs in the event of your unexpected passing, you can have the peace of mind knowing that they will be ok.
For Business Owners
As a business owner, you know that the success of your business depends on your ability to manage risks effectively. In the event of unexpected events like injury to you or one of your key employees, your business operations can be disrupted, causing significant financial stress. We can implement risk management strategies with you so that you can ensure the continued operation of your business in any circumstance.
For Business Partnerships
To ensure the continuity of a business, it is essential for business partnerships and multi-owner small businesses to have plans in place that address the possibility of a partner being unable to contribute due to illness or death. This requires a comprehensive risk management plan that includes special strategies to address such scenarios. These measures help to ensure the smooth transfer of ownership and the continuity of the business in the event of unforeseen circumstances
For Retirement Planning
With increasing life expectancy in Canada, retirement planning must consider for the potential need of assisted living. Without proper planning, individuals may have limited choices in how they spend their final years. We will create a comprehensive risk management strategy that includes long-term care options, guiding you on policy types and selecting the one that fits your needs. This enables you to make informed decisions and have peace of mind, knowing you have full control over your future and retirement.
For Estate and Tax Planning
Estate planning is a critical part of ensuring that your legacy is passed on effectively. Taxes play a significant role in this process, and it's essential to consider their implications carefully. We can work with you to create strategies that can minimize the impact of taxes on your estate so that your legacy wishes are fulfilled.
For Efficient Charitable Giving
Charitable giving is becoming a more essential part of many people's financial plans. One can ensure to bequeath a specific amount to their favorite charity, while ensuring that the rest of their estate still goes to their children with the use of insurance.
Additional Services:
Travel Insurance
Health and Dental insurance
Health and Dental insurance
Whether you're planning for your dream vacation or you are expecting visitors from outside of Canada, we can ensure that unforeseen events do not put a dent in your financial plan.
Health and Dental insurance
Health and Dental insurance
Health and Dental insurance
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